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Michael Hoban

The Quick SR22

Increases in Distracted Driving Penalties Over Time

Since the dawn of the texting era, distracted driving has been a problem on roadways. In response to more and more distracted driving tickets and resulting accidents, insurers have increased their penalties. For a while, insurance companies were not penalizing drivers too harshly, but the last couple of years have Read more…

By Michael Hoban, 2 years2 years ago
The Quick SR22

What Is The Cost of Sr-22 Insurance

Have you ever caused a collision or committed a serious traffic violation? Then you also likely took out an sr-22 insurance policy, as ordered by a court or DMV.  Despite not technically being insurance, the Sr-22 provides proof that a driver carries the minimum amount of car insurance. Drivers who Read more…

By Michael Hoban, 2 years2 years ago
The Quick SR22

Insurance Points: What They Mean For Your Quote

While shopping for car insurance quotes, have you ever wondered how the company came up with their price? The main contributing factors to any quote comes from are your personal information, and vehicle information. In addition to basic information, insurance companies look at the number of insurance points on your Read more…

By Michael Hoban, 2 years2 years ago
The Quick SR22

Suspended, Revoked: What They Mean For Your License

Likely by now, you have heard of a license suspension or revocation, hopefully not because it happened to you. Neither of those terms is “good” but one is certainly better than the other. A suspended license means you’ll have a chance to get it back, but having your license revoked Read more…

By Michael Hoban, 3 years2 years ago
The Quick SR22

Your Rates After Sr 22 Insurance

Due to a number of reasons, a court can order you to carry S22 insurance. Also known as a financial responsibility form, Sr 22 insurance is a long process to get through. A driver may be ordered to carry it for offenses such as DUIs and negligent driving. Despite the fact Read more…

By Michael Hoban, 3 years2 years ago
The Quick SR22

Student Loans Can Affect Your Driver’s License

Student loans are a very relevant issue in America today. In fact, the New York Federal Reserve reported that the loan crisis has reached over a trillion dollars in total. Student Debt affects over 44 million Americans and their families. No, that was not a typo and if you think Read more…

By Michael Hoban, 3 years2 years ago
The Quick SR22

Lyft’s Monthly Subscription Service

 Lyft, the popular ride-share company, has launched its monthly subscription service just in time for the holiday season. The subscription includes improved airport access, surprise offers, and discount rides. The idea behind the subscription is to build customer loyalty throughout the country. It’s perfect for those people that rely on Read more…

By Michael Hoban, 3 years3 years ago
The Quick SR22

Lowering Your Sr-22 Insurance Cost

As many people already know, high-risk drivers pay more for their auto insurance. A driver’s status as high-risk means they racked up a number of violations, caused a serious accident, drove distracted or impaired. In the eyes of an insurance company, those behaviors make a driver high-risk to cover. In fact, some Read more…

By Michael Hoban, 3 years3 years ago
The Quick SR22

DUI And It’s Effect On Employment Opportunities.

There are a number of consequences for DUI convictions and even arrests. An arrest lands you in jail overnight, meaning the police will impound your car. Then you’ll need to pay storage fees and car towing fees plus bail. A conviction is even worse, with the consequences including losing your Read more…

By Michael Hoban, 3 years3 years ago
The Quick SR22

After A DUI Arrest: Car Impound Fees

When a person is arrested for driving under the influence of drugs or alcohol, their life changes dramatically. A DUI conviction means you will have your driving privileges takes away for about 3 years. Additionally, a person convicted of DUI will receive numerous fines, and may or may not serve Read more…

By Michael Hoban, 3 years3 years ago

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