How Long Will I Be Considered A High-Risk Driver?
If you are labeled a high-risk driver, you are probably wondering how long you will be considered a high-risk driver for. Your high-risk driver status will not be permanent. However, the amount of time drivers are required to have an SR-22 filing varies by the offense.
An SR-22 Certificate of Financial Responsibility guarantees a driver has the car insurance liability coverage required by the state of Illinois.
Drivers may need SR22 filings for:
- A DUI or DWI or any serious moving violation
- An at-fault accident while driving without insurance
- Repeat traffic offenses or too many tickets in a short time period
- A revoked or suspended license
On average, high-risk drivers need to maintain SR-22 insurance for three years. However, the number of years drivers need SR22s will depend on their traffic offenses. In order to avoid having the time requirement from increasing, it is crucial to maintain the SR22 and make the necessary payments to keep it active. After the time requirement is completed, the Secretary of State removes the SR22 requirement.