Texting and Driving Will Impact Your Car Insurance Rates

Published by Anel Herrera on

Texting and driving is illegal in 46 states. If your state considers texting a moving violation and the DMV adds points to your driver’s license, you may see an increase in your car insurance. Too many points on your driver’s license will classify you as a high-risk driver.

Aside from making car insurance more expensive for distracted drivers, the practice has become an epidemic in the U.S. According to the National Safety Council, texting and driving causes 1.6 million crashes and 400,000 injuries a year.

DMV.org reports that in the United States:

  • 26 percent of all car crashes in 2014 involved cell phone use.
  • At least 9 people are killed every day because of a distracted driver.
  • More than 1,000 people are injured every day due to a distracted driver.
  • In 2015, 42 percent of teens say they have texted while driving.
  • Texting and driving is the leading cause of death in teens.