What A DUI Does To Your Finances

Published by Michael Hoban on

Ideally, no one wants to drink and drive, yet people do and it costs them. Aside from injury or death, a DUI takes a major toll on your finances. Your insurance premiums shoot up, you’ll be required to buy Sr-22 insurance, you will be bombarded with fees and penalties, and more. Of course, your driving privileges may be revoked or suspended based on severity and frequency. So, it’s safe to say getting a DUI would be bad for your finances, and your health. This post will go over some of the drastic changes that can happen after a  DUI.

The Underlying Costs

When people discuss DUIs, they usually talk about insurance and legal fees, but there are so many unthought-of costs to consider as well. Drivers caught in the act are not allowed to drive their vehicle home, so the car will be towed. On top of a tow fee, a driver may face a storage fee, and possible repairs if an accident occurred. The Driver will likely be placed under arrest and require a bailout, which costs more money depending on severity.

License And Registration Fee

If and when you are able to reacquire your license, you will likely have to pay for and pass a driver’s education and/or alcohol class. The loss of a license means you likely lost out on wages from work, and this is especially true if you serve time. Once you can drive again, you will likely need an interlock system with a breathalyzer attached before being able to start the car. In Illinois, an interlock system on average costs over $70 plus monthly payments to maintain and calibrate it.

Insurance And Sr-22

On average, a DUI costs an Illinois driver just under $3,000, however, this depends on severity and frequency. The more often it occurs the more it will cost, and a severe accident could land you in jail. Your insurance will sky rocket, with the average increase being about 70%, plus the Sr-22 insurance fee.