Why Do I Need SR22 Insurance?

You may need SR22 insurance if one of the following applies to you:

Major Traffic Violations

You were found guilty of a major violation, like a DUI or DWI.

Driving Without Insurance

You were found at fault for an accident while driving without insurance.

Suspended or Revoked License

You've had your license suspended or revoked due to traffic violations.

What is SR22 insurance?

An SR22 is a financial responsibility certificate that is required for the driver to reinstate or maintain their driving privileges.

When is SR22 insurance needed?

An SR22 is commonly required when a driver is involved in an accident or a traffic stop and did not have an insurance policy. Listed above are three incidences where one might need SR22 insurance, included major traffic violations, driving without insurance, or driving with a suspended or revoked license.

How long will I be required to have an SR22?

On average, SR22 insurance is required for three years, but can range from two to five years. A license may still be suspended after an SR22 filing if there are any additional violations against you. This includes unpaid tickets, fines, or an error in your SR22 insurance.

*For more resources or information about SR22 in Illinois, visit the Office of Illinois Secretary of State website.

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